In recent times, technology has emerged as both the harbinger of disruption and the catalyst for evolution. As acclaimed futurist Alvin Toffler aptly stated, “The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn.” Embracing this ethos, the future of finance must embrace a culture of constant adaptation and innovation, leveraging disruptive technologies to navigate the complexities of a rapidly evolving global economy.At the heart of this transformation lies the ubiquitous influence of artificial intelligence (AI) and machine learning. With the ability to process vast troves of data at unprecedented speeds, AI holds the promise of revolutionizing every facet of financial services, from risk assessment and portfolio management to fraud detection and customer service. In the age of AI, the most important skill is going to be the ability to learn new things continuously. Moreover, blockchain technology emerges as a transformative force, offering decentralized solutions to age-old trust and transparency challenges in financial transactions.Furthermore, the proliferation of FinTech Start-ups and digital platforms democratizes access to financial services, empowering individuals and businesses alike to transcend traditional barriers.Fintech has the potential to make financial services more affordable, more accessible, and more inclusive. In this dynamic landscape, the future of finance belongs to those who dare to challenge convention, embrace innovation, and harness the transformative power of disruptive technology. As Charles Darwin famously observed-

“It is not the strongest of the species that survives, nor the most intelligent that survives. It is the one that is most adaptable to change.”

Thus, as we stand on the cusp of a new era, let us embark on this journey with courage, curiosity, and conviction, forging a future of finance that is as bold and boundless as the imagination itself.

Under this background, the 15thFinance Conclave focuses on- the Future of Finance, as we explore the opportunities, challenges, and innovations shaping the financial landscape for tomorrow. The conclave aims to deliberate and chart a course toward a brighter, more inclusive, and technologically empowered future.The Conclave is set to spark insightful discussions on a wide range of topics revolving around the theme of embracing disruptive technology in finance. Some of the expected discussion points include: